XRP Jumps 13% as Ripple-SEC Legal Battle Ends

XRP, the cryptocurrency tied to Ripple Labs, soared 13% in 24 hours, climbing from $0.58 to $0.66, after Ripple and the U.S. Securities and Exchange Commission (SEC) mutually dropped their appeals, ending a four-year legal saga. The resolution, announced on August 7, 2025, marks a turning point for Ripple and the broader crypto industry.

The SEC sued Ripple in December 2020, alleging its XRP token sales constituted an unregistered $1.3 billion securities offering. Ripple countered that XRP is a digital currency, not a security. A landmark 2023 ruling by Judge Analisa Torres clarified that XRP sales on public exchanges are not securities, though institutional sales violated securities laws. The final settlement, including a $125 million penalty paid in cash, removes regulatory uncertainty, boosting investor confidence.

Following the news, XRP’s trading volume spiked, with exchanges like Coinbase and Binance reporting increased activity. Analysts predict this clarity could drive XRP toward $1, fueled by potential relistings and institutional adoption. Ripple’s CEO, Brad Garlinghouse, hailed the outcome as a “victory for the industry,” noting it could set a precedent for clearer U.S. crypto regulations.

The settlement aligns with a shifting regulatory landscape under a crypto-friendly SEC leadership, with Paul Atkins’ nomination as chair signaling a softer approach. Ripple is now poised to expand its XRP Ledger for cross-border payments and stablecoin solutions like RLUSD, with partnerships in Japan and the UAE already underway.

While the ruling doesn’t fully resolve crypto’s regulatory debates, it reduces uncertainty, potentially attracting banks and payment providers to XRP. Investors are optimistic, with some projecting XRP could hit $2.90 in 2025 if bullish trends persist.