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AI-powered conversational fintech platform jUMPP has announced the launch of UPI payment services within its app after receiving approval from the National Payments Corporation of India (NPCI) as a Third-Party Application Provider (TPAP).
The approval marks a significant milestone in the company’s journey from a conversational finance and wealth-management platform to a comprehensive financial super app. With the addition of UPI services, jUMPP aims to offer users a unified platform for managing daily transactions, investments, and long-term financial planning.
The platform already provides access to wealth-creation products such as Digital Gold, Mutual Funds, and Systematic Investment Plans (SIPs). With UPI integration, users can now make peer-to-peer transfers, merchant payments, bill payments, and mobile recharges directly through the app, reducing the need to switch between multiple financial applications.
According to the company, the new feature is designed to bridge everyday spending and long-term wealth creation by bringing payments and financial management into a single ecosystem. Unlike conventional payment applications, jUMPP seeks to combine transactions with AI-driven financial insights, helping users make more informed financial decisions.
The NPCI approval also strengthens the platform’s commitment to providing a secure, compliant, and reliable digital payments experience.
Commenting on the development, Sarvjeet Singh Virk, Founder and CEO of jUMPP, said, “The future of finance lies in making financial interactions seamless, intuitive, and intelligent. With UPI now integrated into jUMPP, we are taking a major step towards building a truly unified financial experience for Bharat. Our vision has always been to simplify wealth creation and money management through conversations and AI, and this expansion allows us to become a more meaningful part of users’ everyday financial journeys.”
The company believes that the convergence of artificial intelligence and digital payments will play an important role in advancing financial inclusion and expanding access to financial services across metro cities as well as Tier-2 and Tier-3 markets.
As digital payments continue to become central to everyday financial activity in India, jUMPP says its expanded capabilities will help make money management simpler, smarter, and more accessible for users across the country.
